Wills, Trusts and Probate Making a Will Let us help you put your affairs in order
Have you ever stopped to think what might happen if you haven't made a will?
Most people would agree that making plans to secure your family's financial future is important and a sensible thing to do, rather than leaving it to chance. Yet, most people don't make a Will and those that do often leave it until they are nearing
or are in retirement.
You might think that you are still young and in good health and that there's plenty of time to make a will, but consider what would happen to your estate if your life was cut short and you hadn't made one.
Would your family be protected financially? Would your estate go to the people you want it to go to? Might your estate be liable to Inheritance Tax on your death and what could you do about it now? If you are cohabiting, but are not married, you blood family would inherit your estate on intestacy, but not your partner. You might be thinking that you don't need to make a will as everything goes to your spouse anyway, but that's not necessarily the case if you have children.
Even if you have a will now, have you thought it might need changing to reflect a change in your personal circumstances, such as:
If you marry your will is automatically revoked. If you intend marrying you can make a will in contemplation of marriage so that your future spouse is protected even after you marry. Moving in to live with your partner is another occasion you should think about making or reviewing a will, particularly if you both own the home. Talk to us to ensure your share in your home goes to the right people, your partner or children. If your personal wealth has grown since you made a will then your estate could be liable to IHT on your death and a financial check and a new will could be essential. Contact us to arrange a consultation so we can help you assess your needs and priorities. If you have children, or disabled children, you may need to consider setting up a will trust specifically for their needs
While you are thinking about it, why not contact one of our solicitors to make an appointment to make a Will and give yourself some peace of mind.
Certainty Will Register
We store Wills in our strong room for you at no charge and provide you with a copy. If a copy of your Will cannot be located on your death your next of kin may not know if you made a Will or know where the original has been kept. We can electronically
record your Willís location on Certaintyís National Wills Register for you so that it can be found when it is needed.
Pro bate and Estate Administration
The grief of losing a loved one is often painful and upsetting. Sorting out a deceased's financial affairs can often be difficult to deal with at the same time, but it is a necessary step which will enable you to move forward with your life. At Challenor
Gardiner we have many years experience dealing with estate administration and probate. We always handle estates sympathetically and efficiently. Call us to discuss your needs and how we can help you.
Our solicitors can also advise on what type of trust can help you to mitigate the effect of Inheritance Tax or to protect your capital for a disabled child, or for future generations, whilst also providing your chosen beneficiaries with an income or
use of a house during their lifetimes. Trusts can be set up during your lifetime or under your Will. Call us today and ask to speak with one of our solicitors. Lasting Power of Attorney
To protect you in the event that you may become incapable of managing your affairs at some time in the future. This may happen suddenly if you have a stroke or progressively if you develop dementia. A Lasting Power of Attorney enables the donor to appoint someone to meet their needs at a time when they may no longer be able to do so themselves and lack capacity to make decisions and look after their own personal, financial or business affairs. Without one, your finances are frozen until a deputy can be appointed. You can make a Lasting Power of Attorney appointing an attorney(s) to act for you as soon as you are, or are becoming, mentally
incapable of managing your affairs. A Lasting Power of Attorney can be for your property and financial affairs and/or your health and welfare so that those you love and trust most can continue to look after you. Making an LPA can be, if not more, as important as making a will for most people, should they become mentally incapable of making decisions for themselves.
Can us for advice and to discuss the best options for you. If you are thinking of making a will it is sensible to also make an LPA at the same time and not leave things to chance.
Deputyship Applications to the Court of Protection
If you or your partner become mentally incapable and incapable of making decisions for yourselves and there is no Lasting Power of Attorney in place, then your next of kin may have to apply to the Court of Protection to be appointed a Deputy to manage your affairs and make decisions on your behalf. This can be costly, takes valuable time to process and annual accounts have to be submitter to the court and decisions you need to make on behalf of a loved one may need the court's prior approval. We are experienced in making such applications and representing parties in any proceedings in relation to the patient. Contact us to discuss your particular circumstances and whether an application to the CoP needs to be made. Free Initial Enquiry We would be delighted to explain how we can help you make a will or LPA or assist you with administering an estate. For your free, initial enquiry, please call us now on 01865 721451, email us on firstname.lastname@example.org or complete our Free Online Enquiry on the Contact page. Get in touch
To find out more or to find out how we can help you, call us on 01865 721 451
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